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A Simple Approach to Credit, Debt,
and Finance for Women
Enjoy Your Legacy Financial Series - Book 1
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Dr. Teresa Martin’s book Financial Cents is focused on helping women figure out the realities of credit, debt, and finances. This book is a culmination of the knowledge that she has accumulated throughout her career and includes components of her popular live presentations. This workbook includes self-reflection worksheets that allow the reader to analyze and apply the advice and words of wisdom that Dr. Martin discusses.

Topics in the book include common mistakes women make when dealing with money, a comprehensive look at financing, how to create an effective budget, advice on how to get out of debt, information on how to understand credit, income boosting tips, and advice on how to find a job. Dr. Martin tailors each of her topics to women taking into account the specific needs and skills that they possess.
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